💰 Loan Scenario Settings
Configure buyer qualification parameters — both FHA and Conventional calculated automatically
⚙️ Program Defaults
Fallback values used when no client is selected. Client profiles override these. Hazard insurance is calculated automatically by the Florida Hazard Framework — set flood zone fallbacks below.
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🌊 Flood Insurance Defaults by Zone (SFR/Townhouse only — Condos always $0)
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$
$
$
$
FHA Loan
3.5% min down
%
%
%
UFMIP added to loan amount — increases P&I slightly
%
Auto: based on loan amount & LTV (HUD 2026)
%
%
Max PITIA (FHA)
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Conventional Loan
PMI if LTV > 80%
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%
%
%
Max PITIA (Conventional)
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🏦 Loan Limits by County
Loan limits are automatically applied based on property zip code. Use the county lookup below to manually override the limits if needed. Defaults to Miami-Dade when no property is loaded.
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Limits effective January 1, 2025 — FHA (Mortgagee Letter 2024-21) · FHFA (2025 conforming limits)
🪪 MLO Profile & Compliance Disclosure
Required for Regulation Z payment disclosures displayed to clients and guests. Appears in payment calculator disclaimers.
This information is displayed in payment calculator disclaimers as required by Regulation Z / TILA. Not stored on any server — saved locally.
👥 Client Management
Borrower profiles — rates and financials per client
Client Contact Program Income / Debts Status Actions
♥ Saved Properties
No saved properties
📋 Fees Worksheet
Pre-Application Estimate · Not a Loan Estimate or Closing Disclosure
Fees Worksheet
Pre-Application Estimate · Not a Loan Estimate or Closing Disclosure
Borrower(s)
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Property
—
Date Issued
—
Loan Originator
Loan Originator
Sales Price
Down Payment %
Base Loan
$
Interest Rate %
Term
Loan Program
Est. Monthly Payment
—
Projected Monthly Payment
Principal & Interest
—
MIP / PMI
% / $ —
Estimated Reserves
Property Taxes
Annual $ —
Homeowner's Insurance
Annual $ —
Flood Insurance
HOA Dues
Monthly $ —
TOTAL MONTHLY PAYMENT
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Payment w/o Escrows (P&I + MIP/PMI + HOA)
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Closing Cost Summary
A. Origination Charges
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B. Services (Lender Required) excl. POC
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C. Title Charges
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D. Government Recording & Taxes
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E. Prepaids
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F. Initial Escrow at Closing
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G. Other Charges
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Total Closing Costs
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Total Prepaids & Reserves
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Total Estimated Costs
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Cash to Close
Down Payment
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Closing Costs
—
Prepaids & Reserves
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Interested Party Contributions
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Total POC Items (paid outside closing)
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Total Due at Closing
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ESTIMATED CASH TO CLOSE
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Closing Cost Details
A. Origination Charges
Origination Fee % —
Discount Points % —
B. Services (Lender Required)
Appraisal Fee POC $
Credit Report POC $
Processing Fee $
Underwriting Fee $
Flood Certification $
Tax Service Fee $
MERS Registration $
E. Prepaids
Prepaid Interest days —
Hazard Insurance (1 yr) $
Flood Insurance (1 yr) $
G. Other Charges
Survey $
Property Inspection POC $
Real Estate Processing Fee $
WVOE POC (if applicable) $
Interested Party Contributions
Interested Party Contributions % · $
C. Title Charges
Settlement / Closing Fee $
Courier Fees $
Archive Fee $
Wire Fee $
Title Insurance — Lender's Policy (auto-calc) $
Title Insurance — Owner's Policy (auto-calc) $
Endorsements
$
$
D. Government Recording & Transfer Taxes
Recording — Mortgage $
Mortgage Doc Stamps ($0.35/$100) —
Intangible Tax ($2/$1,000) —
F. Initial Escrow at Closing
Tax Reserves mo $0
Hazard Reserves mo $0
This "Fees Worksheet" is provided for informational purposes ONLY, to assist in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment. Actual charges may be more or less, and your transaction may not involve a fee for every item listed. This worksheet is not a Loan Estimate or a Closing Disclosure.
Comparable Sales Analysis CMA
Find sold comparables and generate a buyer offer estimate
Comparison Criteria
📊
No analysis yet
Open a property and click "Run CMA" — or enter an address above and click Find Comps
AI Assistant
Ask questions about your MLS data, comps, valuations, and market trends
📋 Data Context

Select data from your searches and comps to include as context for the AI. Or ask general real estate questions.

Claude AI — Real Estate Expert
AI Assistant
Hello! I'm your AI real estate assistant. I can help you analyze comparable sales, interpret market trends, draft seller reports, estimate values, and answer any questions about your MLS data.

Run a search or comp analysis first, then ask me to work with it — or just ask me anything directly.
🏘️ South Florida Communities
Explore neighborhoods across Miami-Dade, Broward & Palm Beach — with live market data
Admin Panel ADMIN
Manage invite codes, users, roles, and permissions
Invite Codes
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Users
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My Profile
Manage your account settings and preferences
WE
Wil Estrada
Admin
Personal Information
Email cannot be changed — contact admin for updates
Change Password
Notification Preferences
Danger Zone
Sign out of your account on this device.
API Debugger DEV TOOL
Inspect raw Bridge Interactive responses, explore field names, and diagnose connection issues
Connection Test
Verify your API key and dataset are working correctly
Not tested
Raw Request Builder
Build and fire a custom Bridge API request and see the exact raw JSON response
Raw JSON Response
Response will appear here...
Field Map
All fields returned by your MLS + their values from first record
🗺️
Fire a request to see field map
Quick Diagnostic Requests
🎬 Agent Media SETTINGS
Add your videos, images, and YouTube links to display alongside property photos
How Media Targeting Works
Global — no targeting selected → shows on all listings (team intros, branding).
Targeted — pick Property Type and/or Price Tier → shows only on matching listings (loan program ads, condo financing, jumbo products).
Add Media
🎯 Targeting (optional — leave blank for global)
Property Type:
Price Range:
Listing Type:
ZIP Code(s): comma-separated
Waterfront:
Construction:
Short Sale:
Supported: Image URLs (jpg, png, webp), YouTube links, Vimeo links, or upload files directly.
Media appears interspersed among MLS photos — every 3rd photo slot.
Targeting uses AND logic — all non-empty conditions must match. Leave blank for global (shows on all listings).
Current Media
0 items
No media added yet
How it works: Your media is interspersed among MLS listing photos — inserted after every 3rd MLS photo. Videos show a play button overlay in the gallery grid and open inline in the lightbox viewer.

Targeting: Use the 🎯 button on any media card to edit its targeting after adding. Targeted media uses AND logic — if you select "Condo" + "$200K–$500K", it only shows on condo listings in that price range. Global media (no targeting) always shows on every listing.

All media is saved locally in your browser.